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What Is a Negative Equity Car Loan? A negative equity car loan occurs when the amount you owe on your vehicle exceeds its current market value. This situation, often referred to as being "upside down on a car loan," can happen for various reasons, including rapid vehicle depreciation or financing terms that don’t align with the car's value over time. For drivers in Heath, OH, this can be particularly challenging if you're looking to trade in your vehicle or refinance your loan. Understanding the factors that contribute to negative equity is the first step toward finding a solution. Why Do Negative Equity Car Loans Happen? Rapid Depreciation Vehicles typically lose value quickly, especially in the first few years of ownership. If your down payment was minimal or you financed the full purchase price, you might find yourself upside down on a car loan sooner than expected. Long Loan Terms Extended loan terms may lower monthly payments but can also increase the risk of negative equity. With longer terms, you pay off the loan more slowly while the vehicle's value continues to drop. High-Interest Rates If your car loan has a high-interest rate, a significant portion of your payments goes toward interest rather than reducing the principal balance. This can delay building equity in your vehicle. Upside Down on a Car Loan: What to Do Option 1: Keep the Vehicle The simplest way to address negative equity is to keep driving your car until its value aligns more closely with what you owe. This allows you to continue making payments without incurring additional costs associated with trading in or selling the vehicle. Option 2: Make Extra Payments By paying more than the minimum amount due each month, you can reduce the principal balance faster. This strategy helps you catch up with depreciation and may bring you out of negative equity sooner. Option 3: Trade In with Caution If you need to trade in your vehicle, be prepared to roll the negative equity into your next loan. While this can provide immediate relief, it may increase your new loan amount and monthly payments. Consulting with experts at Coughlin Ford of Heath can help you navigate this process wisely. How Coughlin Ford of Heath Can Help At Coughlin Ford of Heath, we understand the challenges of managing a negative equity car loan. Our team is here to provide personalized advice and explore options tailored to your financial situation. Whether you're looking to trade in your vehicle or refinance, we’re committed to helping drivers throughout Heath, OH find practical solutions. Dealing with a negative equity car loan doesn’t have to be overwhelming. By understanding why it happens and exploring strategies like making extra payments or consulting with experts, you can regain financial control. Coughlin Ford of Heath is here to guide you every step of the way. Visit us today or explore our resources online to take the first step toward resolving your negative equity challenges.

At Coughlin Ford of Heath, we are committed to supporting causes that matter. This year, we proudly joined Pelotonia 2024, an event dedicated to raising funds for cancer research. Over 6,500 riders came together for this impactful cause. At Coughlin Ford of Heath, we are committed to supporting causes that matter. This year, we proudly joined Pelotonia 2024, an event dedicated to raising funds for cancer research. Over 6,500 riders came together for this impactful cause. Team Coughlin's Accomplishments Our team of 23 dedicated riders covered 1,403 miles, raising an impressive $64,052 for cancer research at The Ohio State University Comprehensive Cancer Center – James (OSUCC – James). Two of our riders earned High Roller status, showcasing their exceptional fundraising efforts. Long-Lasting Impact Since our involvement began, Team Coughlin has raised a total of $365,037 for cancer research. This year alone, Pelotonia riders collectively raised $26,200,095, emphasizing the power of community support. Continuing the Fight We extend our sincere gratitude to everyone who contributed to this cause. Your support fuels groundbreaking cancer research.To learn more about Pelotonia and how you can participate, visit Pelotonia.org.

Whether you want to go for a safe stroll, play softball with your coworkers, or have a picnic with your family, Heath, OH has a park for you that fits the bill. There are 10 local parks maintained by the City of Heath, and today, we're excited to take a closer look at our favorites. 1. Gellar Park Gellar Park, sometimes referred to as John C. Geller Park, is conveniently located at 480 Cynthia Street. This 51.77-acre park features many facilities, including two outdoor shelters, softball fields, and sand volleyball courts. It also features a two-mile path, open play areas, and playground equipment that is handicap accessible. 2. Hoback Park We also love Hoback Park at 42 Dorsey Mill Rd E. One thing we love about this 20.52-acre park is that it features a wheelchair-accessible trail so people of all abilities can enjoy the fresh air and get some exercise. we also love that there are plenty of benches on this paved trail, so you can sit and birdwatch if you need a bit more peace and tranquility in your life. Depending on the time of year, you can expect to see or hear 95 species, including: Mallards Red-shouldered Hawks Belted Kingfishers Yellow-bellied Sapsuckers Winter wrens However, it is not just a paved trail that this park offers. This park also features an enclosed shelter that is great for a family get-together, plenty of picnic areas, a basketball court, and five Little League fields. If your kids are interested in T-ball, softball, or baseball, you may find yourself visiting this park frequently. 3. Heath City Water Park Heath City Water Park at 1287 Hebron Road is another favorite local park. It has been a focal point in the community since 1971, and it has been renovated and upgraded several times over the past several decades. One of the most exciting features of this park is a 30-foot speed slide that features an unbelievable drop. There are also two 17-foot tall slides featuring a 40-degree drop and a 30-foot tall, 229-foot long water slide. Another feature we love about this park is the lazy river. It is 10 feet wide and 660 feet long, so you will have plenty of space and time to enjoy the relaxing river. Other features include a 5,500-square-foot water playground and a spray ground. There are nearly a dozen outdoor recreational facilities that the City of Heath maintains, but you need reliable transportation to enjoy them. If you are in the market for a more reliable vehicle, like a 2024 Ford Mustang GT Premium, we are here to help. To find the vehicle of your dreams, visit us at Coughlin Ford of Heath today. Image via pixabay.com.

Planning a fun day out with the family? At Coughlin Ford Heath, we're lucky to have some fantastic local attractions just a short drive away. Here are a few of our favorite places to go that are near Heath, OH - we hope that you enjoy them as much as we do. Newark Earthworks The Newark Earthworks are ancient earthern enclosures, built by the Hopewell Native Americans between 0AD and 400AD. They are the largest enclosures of their kind in the world and have National Historic Landmark status. The surviving sections of the Newark Earthworks consist of three parts - the Great Circle Earthworks, the Wright Earthworks, and the Octagon Earthworks. The Earthworks are set amongst some beautiful scenery and are an excellent place to take a walk, although you should take care to avoid walking on the earthworks themselves. We would particularly recommend taking the guided tour if you get the chance, and the museum is also worth a visit, although the opening hours are seasonal. The Great Circle Museum can be found at 455 Hebron Road. The Works - Ohio Center for History, Art & Technology The Works is a family-friendly museum with lots of things to interest both adults and children. There are plenty of exhibits here that showcase the local history and culture of Newark, and various hands-on scientific displays that your kids will love. The 30-foot SciDome Planetarium has a selection of presentations that will send you traveling through the galaxy. One of our favorite activities is the glass-blowing, where you can watch the glass artist at work, or even try it for yourself. The gift shop contains hundreds of unique items of glassware, as well as many other interesting souvenirs. The Works is located at 55 S 1st St. National Trail Raceway The National Trail Raceway in nearby Hebron is a quarter-mile drag strip that holds regular exciting racing events that the whole family can enjoy. It holds various high-octane events throughout the racing calendar, including day and night races. The price of admission includes a pit pass, letting you get up close to the incredible machines and their drivers. All the amenities you would expect are available here, with various options for fast food and drinks, and well-appointed bathroom facilities. If you're particularly adventurous and meet the requirements, you can even buy a ticket to test your own road car on the racetrack. National Trail Raceway is at 2650 National Rd SW. The 2023 Ford Explorer is the perfect SUV for going on a family outing. With its flexible interior, the PowerFold Third-Row Seat allows up to 7 people to travel in comfort, or creates extra cargo space at the touch of a button. Come to Coughlin Ford of Heath today to take the 2023 Ford Explorer for an unforgettable test drive.

There are a lot of great events going on within easy driving distance of Heath, OH this season. You're going to love getting in your new Ford F-150 XLT and using its advanced features like lane-keeping assist. It's going to make chasing down these upcoming spring activities even more fun. Here are some of the fun and unique events we're most looking forward to right now. 1. Made Local Spring Event Local artisans, live musicians, and a tarot card reader will be joining vendors for a spring event. This shopping will be available at the historic Granville Inn, just 8 miles from downtown Heath. It's located at 314 E Broadway and will be in the carriage house and courtyard. The event is free to attend. The band Bourbon Legend will play on the patio from 6:00 pm to 8:00 pm if the spring weather permits. The event is on Thursday, April 27th from 4:00 pm to 9:00 pm. 2. American Roots and Bluegrass Ensemble Spring Concert Friday, April 28th at 7:00 pm you'll want to head to Swasey Chapel. You'll find it just under 10 miles from downtown Heath at 200 Chapel Dr. in Granville. The Denison University American Roots Music Ensemble will be playing a spring tribute to Bluegrass. You can expect to hear tributes to the best from the 1960s through the 1980s. Inspiration will be pulled from legends like Linda Ronstadt, Dolly Parton, and Tammy Wynette. You do not need a ticket in order to attend this event. 3. Arbor Day Festival Just 5 miles from downtown Heath is The Dawes Arboretum. On April 29 there will be free admission to the arboretum for anyone attending the Arbor Day Festival. The festival is taking place from 11:00 am to 3:00 pm at 7770 Jacksontown Rd in Newark. There will be celebrations for all things trees with activities, demonstrations from plant experts, and tree climbers. There will also be live music and food trucks. This family-friendly event will be giving away tree seedlings while they last. This event is sponsored by Park National Bank. 4. Fairy Trail Party Infirmary Mound Park is having a Fairy Trail Party on Sunday, May 6 from 12 pm to 3 pm. Infirmary Mound Park is at 4309 Lancaster Rd in Granville, just under six miles from downtown Heath. Attendees will be walking the Wildflower Trail area to see the spring blooms and fairy houses along the way. There will be snacks for a fairy picnic and face painting. You can also ride a horse-drawn carriage, do crafts, and maybe meet a unicorn. Attendees are welcome to dress in their fairy best. There is so much fun to be had this spring. It'll be all the more fun if you're in a brand-new vehicle. Visit Coughlin Ford of Heath now to see our inventory of new cars. Image via pixabay.com.

"The Breakfast Places of Heath, OH " sounds like the latest romantic heartbreaker movie, but, we assure you, the situation is a lot happier than that. Each one of the following local spots is ready to serve hearty, uplifting comfort food and plenty of warm, energy-giving coffee so you can tackle the day and feel like a hero, no matter what your goals might be! Big Apple Cafe For more than 10 years, the Big Apple Cafe has been slingin' it homestyle, and diners love its dinery offerings at nice prices. Classic eggs over easy with grilled toast, biscuits and gravy (but of course!), and three-egg omelets are all here. French toast, pancakes, and homemade cream puffs? You'll be saying, "Yes, please." Have some hash, breakfast sandwiches, and, dare we say it, cream-chipped beef! There's so much for breakfast that you might still be here for lunch. Coffee Shack Coffee Roasters & Cafe Coffee Shack Coffee Roasters & Cafe provides all the quality coffee locals want! They love the service, the goods, and the ambiance. In-house roasted, the coffee is spun up into at least 30 signature drinks, like lattes from toffee nut to lavender honey and coconut cream. If you want it cold, get a Vietnamese, a mocha frappe, a nitro cold brew, and lots more. Add breakfast sandwiches, bagels, or toast with avocado, bacon, and egg, and so much more. Snapshots Coffee & Kitchen It's so smart of this place to have drive-thrus on both sides! They know customers are all about the special coffees, biscuits, and breakfast sammies here. Covering coffee drinks from the Red Eye to drip, breve to cafe au lait, and latte after latte with flavor after flavor, Snapshots will wake you up! Ground your caffeine buzz with some biscuits n' gravy, or one of the savory Biscuit Daddy styles (often featuring cheddar), or try sweet (like white chocolate blueberry)! Station All about the atmosphere, this cafe literally inhabits a former train station. Not to mention that people love its food, coffee, and fine service. It offers breakfast and lunch options with a tight little curated menu on a foundation of local baked goods. Breakfast on the Bodega sandwich, featuring egg, gourmet cheddar, grilled onion, and Station sauce; or try the Station with egg, farmer's cheese, arugula, and pickled onion. Find a biscuit sandwich, oats, toast, and more. Snap up those eggs at just the right moment with the latest Ford F-150 XLT pickup to carry you there on time. Discover either of these over at Coughlin Ford of Heath!

Make unforgettable new memories with the family by checking out the great winter activities you can drive to from Heath, OH. At Coughlin Ford of Heath, we understand that activities play a big role in a family vacation. To help you experience the best of Heath during the holidays, we've created the following list of winter events. 1. The Winter Wonders Walk at Dawes Arboretum Take an exhilarating walk through a winter wonderland at Dawes Arboretum on 7770 Jacksontown Road. Follow the Parkwoods Trail at night and look up at the trees all lit up in beautiful colors. Then, enjoy live music, warm drinks, and delicious bites from food trucks. You can also say hello to Santa Claus, who shows up every evening to greet everybody. Make sure the kids don't miss out on the last night of the event, when Santa's reindeer come to pick him up to get ready for Christmas. 2. Ice Skating at Lou & Gib Reese Ice Arena Strap on your ice skates and have a fun time with the family at Lou & Gib Reese Ice Arena on 936 Sharon Valley Road. Whether it's your first time ice skating or you consider yourself a seasoned pro, you'll find ice skating activities for every skill level that will keep you entertained. You can watch an exciting hockey match or practice your favorite figure skating techniques. Lou & Gib Reese Ice Arena also arrange birthday parties so that you can rent a whole party room for your special day. 3. Attend the Buckeye Lake State Park Winterfest Join the locals in celebrating the biggest winter event at Ohio's oldest state park: the Buckeye Lake State Park Winterfest! Dance to catchy live music, check out the specials at the restaurants and watch the fireworks at 2905 Leibs Island Road NE. If you're brave enough, ring in the new year by driving your Ford F-150 to Buckeye Lake and jumping into the water during the annual Polar Plunge! 4. Winter Hike on the Blackhand Gorge State Nature Reserve Get in touch with nature on a winter hike through Blackhand Gorge State Nature Preserve's main trail at 200 Gratiot Rd SE. The 4.3-mile trail runs along the Licking River, which created the preserve's eponymous gorge. Once used as a railway track, the repurposed trail offers hikers beautiful scenery of the 775-acre preserve. Witness impressive sandstone formations and frozen waterfalls along the way. The Blackhand Trail also allows leashed dogs to come along for the hike. All you have to do now is to pile the family into the Ford Explorer and visit all the top winter attractions near Heath. Call Coughlin Ford of Heath at 800-787-5481 to visit our showroom and book a fun test drive. Image via pixabay.com.

If you live in Heath, OH, you have no shortage of great nature trails nearby. In just a short drive, you can be in the middle of some astounding nature and at the start of some adventurous hiking trails. Whether you're looking for an easy walk on which you can take your family or a more demanding trail for seasoned hikers, here are some of our favorite places you need to check out. Dawes Arboretum Loop Trail With a total length of 4.7 km, the Dawes Arboretum Loop Trail takes you through some of the most breathtaking scenery in the county. The trail is moderately challenging, so is best for seasoned hikers, and for this reason, you will find very few people along the loop, so this is an ideal place to get away from the crowd. The area is home to loads of different bird species, so it is great for birdwatching along the way; however, this trail does charge for entry, so be advised to bring some cash with you. Blackhand Gorge Trail With many trails to choose from, Blackhand Gorge State Nature Preserve is a great spot for hikers. Spread across the 957-acre nature preserve are a total of 13 km of trails winding through the hills, but the most popular trail is the Blackhand Gorge Trail which stretches 4 km. With its paved road, this trail is used often by bikers and hikers alike, however, you can still find some peaceful spots during the off-peak hours. Taft Reserve North Loop If you're looking for beautiful wildflowers and picturesque wooded walks, Taft Reserve is where you want to head to. There are 2 loops to choose from, but the 7.1 km north loop is the most popular among the hiking community. This loop takes you through meadows and forests, and there are many spots to sit back and relax in peace. Taft Reserve North Loop is situated about a 15-minute drive outside of Heath, and towards the end, the road leaves much to be desired. However, if you turn up in a rugged car like the new Ford F-150 XLT then you should have no problems tackling the terrain and getting there. With all of these great nature trails just a short journey away, you have so much choice for your weekend hiking trips. These are just a few of the great options you have in the nearby area, and there are loads more besides these too. Drop by and visit us at Coughlin Ford of Heath after you get back to tell us how it went, and while you're here you can check out our showroom of impressive new and used cars. Image via Dawes Arboretum.

Heath, OH is a city that lies roughly 30 miles east of Columbus in Licking County. Despite its small size, there is plenty to do in the city, and there are plenty of places to get great food. Today, we're looking at the three best pizza places in the Heath area for when you're just too tired to cook one more meal. Plaza Pizza Plaza Pizza is far and away the best pie place in the Heath area. If you're not feeling creative, you can go with one of the specialty pies, like the five-meat pizza or five-veggie pizza. However, you can also craft your own perfect pie with well over a dozen toppings to choose from. If you want a cauliflower crust, you'll have to get a 10" pizza. Otherwise, you can build a 9", 11", 13", or 15" pizza just the way you want it. If you're going to sit down and eat, you might want to bring a large SUV, like a 2022 Ford Explorer XLT. You'll probably have lots of leftovers to transport in addition to your family, especially if you try the Shirley Lou. This restaurant also offers other options besides pizza, like salads and an out-of-this-world torpedo. Jet's Pizza While Plaza Pizza is the best place in Heath to get pizza, Jet's Pizza is a great option if you love Detroit-style pizza. Jet's is also the place to order from if you're planning to throw a party because the wings, desserts, and breads are amazing. If you're feeling a calzone instead of Detroit-style pizza, you won't be disappointed if you try one of their specialty calzones. However, you can also customize your own calzone with your favorite pie toppings. Donatos Pizza Donatos Pizza is also well worth a visit if you and your family are in the mood for pizza. This pizzeria offers well over a dozen specialty pies to choose from, but you're also more than welcome to customize your own perfect pie. If someone in your household isn't in the mood for pizza, they won't go hungry if you order from Donatos. There are plenty of hot and cold subs to choose from, and the calzones are really good too. Donatos is also worth considering if you plan to host a party. In addition to pizza, you can order dessert, salad, appetizers, and wings. They even sell convenient two-liter bottles of soda and large bottles of tea. If you're in the Heath area and feeling pizza for dinner, you're in luck, but only if you have a reliable vehicle. The best place to get pizza in the area, Plaza Pizza, does not offer delivery. Notable mentions that are well worth a visit include Donatos Pizza and Jet's PIzza. If you are at your wits' end over the unreliability of your vehicle, we can help. Come see us today at Coughlin Ford of Heath for help to get into the Ford of your dreams. Image via Dontatos Pizza.

Coffee is one of the most personalized drinks in the world. It can be made with numerous types of milk, flavored to suit any taste, and it's even available at a variety of temperatures. This versatility, and its amazing taste, have made coffee one of the most popular drinks in the world. If you're looking for a great cup of coffee in Heath, OH, we have many fine coffee shops to choose from. Coffee Shack Coffee Roasters & Cafe LLC Coffee Shack is friendly and upbeat, and they also have some of the best coffee in Heath. They're located at 409 S 22nd Street Ste 3, so they can be difficult to find. Once you've found them, however, you'll certainly go back again. They're also slightly unusual for a coffee shop as they have their roastery on site. All of their coffee is imported from different countries as green beans, which are then roasted in their roastery. They have drip coffee, pour-over, and French press. All of the standard espresso drinks like cappuccino, red-eye, and a variety of lattes are on the menu. What makes Coffee Shack different is their care in roasting the best beans shines through in every cup you drink. They also have numerous hot drinks, and our two favorites are the honey and lavender latte and the white chocolate peppermint mocha. Village Coffee Company Village Coffee has a perfect location in Granville at 132 Broadway E, right in the heart of downtown. This site, its excellent coffee, and friendly service have helped to make them a popular spot for a regular caffeine fix. They have an excellent range of espresso drinks, cold brew, and iced drinks. We like the Milky Way, with espresso, milk, chocolate sauce, caramel syrup, and whipped cream. The atmosphere is warm and inviting, and they even have nice touches like comfortable armchairs near the fireplace. The owner stocks a variety of coffees, including the Tanzanian Peabody, which you don't normally find in this part of Ohio. The staff are very friendly and will customize your coffee or espresso if you let them know exactly what you want. River Road Coffee House River Road occupies an unusual building for a coffee house, it's housed in a renovated 1860 farmhouse. Couches, armchairs, and 2,4, and 6-seater tables give you a good variety of seating options. When the coffee house opened in 2003, it quickly generated a loyal following among the staff and students of Denison University. This affection for great, well-priced coffee in pleasant surroundings continues with the university students. They have numerous expresso drinks and coffees. You have a choice from drip, French press, or you can try the clever dripper for the perfect drip coffee experience. River Road can be found at 935 River Road, Granville. Once you've enjoyed a great coffee, come in and see our wide range of new and pre-owned vehicles at Coughlin Ford of Heath. Image via coffeeshackroasters.com.

If your next road trip will bring you through the great state of Oklahoma, you need to make sure you have the appropriate housing accommodations reserved. You will find many fantastic hotels with great amenities available in Heath, OH. 1. DoubleTree by Hilton The DoubleTree by Hilton is a fantastic place to stay, located at 50 N 2nd Street, where you are close to Newark Earthworks, The Daws Arboretum, and much more. This hotel boasts excellent service, clean rooms, and quality food available at their restaurant or via their room service. At the end of your workday, you can relax at the DoubleTree's Bar. Remember to drink responsibly. The DoubleTree features free Wi-Fi, so you can efficiently complete video calls and other work in your hotel room or relax while you scroll through social media at the end of the day. In addition, you can enjoy the available breakfast buffet in the mornings after exercising in the indoor pool or fitness center. Every room at the DoubleTree also features a coffee maker and an air conditioning unit for your convenience. 2. The Holiday Inn Express & Suites The Holiday Inn Express & Suites, located at 1405 Hebron Road, is perfect for anyone who is looking for a clean place to stay with a great atmosphere. You are only a short 25-minute drive away from Buckeye lake, where you can enjoy a fantastic day in the sun with the whole family. Your family will love the free Wi-Fi and in-room coffee maker and microwave while you use the available business center and meeting rooms. The complimentary fitness center has elliptical machines, free weights, treadmills, and more for those looking for a great workout. Additionally, you can enjoy the free complimentary breakfast provided by the friendly staff at The Holiday Inn Express & Suites. The indoor pool is clean and the perfect place for families to let out some energy during their stay. 3. Hampton Inn The Hampton Inn is found at 1008 Hebron Road. If you are looking for fun activities during your stay, this Inn is a short 11-minute drive away from Infirmary Mound Park. Royal Thai, Applebee's, and Olive Garden are just a few of the restaurants near the Hampton Inn. You will love the free complimentary breakfast, free parking, and free w-fi that they have to offer. The Hampton Inn features a twenty-four-hour service desk with friendly staff ready to help you no matter the time, day or night. In addition, this hotel boasts handicap-accessible elevators, parking, and pool. You can also take advantage of the full-service laundry, convenience store, and gift shop available for your use. You should always be comfortable when you travel. Come visit us at Coughlin Ford of Heath and schedule an appointment with our certified service department to ensure your vehicle is ready for your next road trip. Image via hilton.com.